Cashnow Loan App Download – Submit Loan Application, Charges, Repayment

Cashnow loan app is among some of the best loan apps in Kenya. You can download the app and submit the application. If all goes well, your loan request on the cashnow app is processed within a few minutes.


  • The CashNow loan app is available on the Google Playstore, is open to all Kenyans,
  • The App has 1 Million + downloads, a 4.4/5 star rating, and over 19k+ reviews.

Cashnow Loan App

Who is Eligible?

  • Applicants to cashNow must have an Android smartphone, have a valid national ID, and be registered with Safaricom.
  • In order to verify eligibility for the CashNow loan app, users must allow access to their phone’s data.
  • Additionally, people who obtain loans must possess a decent credit score.

Download Cashnow Loan App

  • Download the CashNow lending application from Google Playstore.
  • You must agree to the Terms of Service when you launch the CashNow loan application.
  • You will receive an SMS verification code on the subsequent screen when you enter your phone number.
  • Make sure to provide the required profile information and emergency contacts to complete your registration.
  • An automated system determines loan approval based on several factors, including credit ratings, income, repayment of other loans, M-Pesa usage, and additional information.
  • If the application is denied, you must continue saving your data on your phone and resubmitting the application after the timeframe specified in CashNow.

Cashnow Loan Limits

The CashNow loan app provides loans ranging from Ksh2,000 to Ksh 2,00,000, with the maximum amount based on credit scores and history.

Interest Rate offered by Cash Now Loan App

With CashNow loans, interest rates range from 5% to 30%, depending on how large the loan is.

CashNow Repayment

The CashNow loan app offers a 14-day repayment period.

Repay cashnow loan using cashnow paybill number.

  • If you would like to repay a CashNow loan, please follow the steps below.
  • Simply navigate to M-PESA in Safaricom.
  • Select La Pina M-PESA
  • Enter Billing Account Number 942312 and select Pay invoice.
  • Make sure you enter the M-PESA number on which your CashNow loan was received for the account number.
  • Please enter your reimbursement total, Please provide your M-PESA PIN, Please confirm that all information is accurate, and choose OK.

Cashnow loan late repayment penalties.

Loans not repaid by the due date incur a 2% weekly rollover fee.

Delinquent loans will default after the rolling-over period begins, affecting the borrower’s ability to obtain future loans from other lenders.

Additionally, late payments will result in the credit reference bureau’s blocking of cashnow loan overpayment. Within seven days of reconciliation, all charges will be reconciled and surplus funds are returned to the M-Pesa account.

Understanding the Cashnow App Permissions

Contacts: Read your communications.

Location: Network-based approximation and precise location (GPS and network-based). SMS: consult your text messages (SMS or MMS). Read the phone’s status and identity

Photos/Media/Files: View and alter or remove the contents of your USB storage. Storage: access the contents of your USB storage and modify or remove them. Wi-Fi connection details: view available Wi-Fi connections Device ID and call details: read phone status and identification

Cashnow loan contacts.


Tel: 0110 000 042

Official WebsiteVisit Now
AppDownload Now
WhatsApp Group Join Now
Telegram Group Join Now
Instagram Group Join Now