Kenya Hustlers Fund 2022

Hustlers Fund Registration – Apply Online Now

Hustlers fund was officially launched on 30th November 2022, by President William Ruto. Now, you can register and apply for the benefits under the program.

The Hustler Fund has collaborated with Safaricom, Airtel, and Telkom to distribute the money. The fund will provide loans ranging from Sh500 to Sh50,000

Hustlers Fund Registration

Everything you need to know about Hustlers Fund is right here. Find out the requirements to take benefit of the program. Then explore the application process and find out how to apply online or offline.

President William Ruto proposed a Ksh 50 Billion Hustler fund in the Manifesto released before the elections. President has fulfilled the promise by launching the funds.

Latest Updates

➡️ Download Hustler Fund Mini App

➡️ These are the Hustler Fund Contacts

➡️ Hustlers Fund Terms and Conditions Explained

➡️ Hustlers Fund Program Finally launched on 30th November 2022

➡️ The Hustler Fund will deliver the funds in collaboration with Safaricom, Airtel, and Telkom.

➡️ The fund would only be accessible via phone, as there will be no intermediaries involved in the process.

➡️ Simon Chelugui, Cabinet Secretary for Co-operatives and MSMEs Development, has informed that the Hustler Fund will be operational by 30th November 2022.

➡️ Draft Regulations for Hustlers Fund released on 11th November 2022

➡️ The program will be functional from December 2022.

The government is committed to providing loans to small & medium firms at single-digit interest rates without collateral. Special attention will be given to small businesses and ventures run by women.

The beneficiaries will use the Hustlers Fund loan to upgrade their businesses. Applicants must not think that the government will give them money for free. Like any other loan, applicants must ensure they fulfil the eligibility. Once they get the funds, they must repay the loan with the specified Hustler Fund interest rate.

Co-op Bank supports the rollout of the Sh50 billion hustler fund, which will offer small businesses loans on flexible terms.

Key Features of Kenya Hustler Fund

  • The Hustler fund officially launched on 30th November 2022
  • All existing Kenyans blacklisted by mobile money lenders will be removed from the list before 30th November 2022
  • Don’t consider the Hustler Fund program as a freebie from the government. Just like any other loan program, you need to give back the money with interest. The only benefit is that the loans will be given without any collateral.
  • Applicants must meet the requirements before they can benefit from this scheme.
  • Interested persons must join either a SACCO or any other savings cooperative groups.

Hustlers Fund Requirements

Here are the key parameters that ensure the eligibility for hustlers fund in kenya. For detailed information, you are advised to download and read the draft regulations document (given above).

  • Applicant should be a permanent Kenyan Resident
  • Age of the applicant should be at least 18 years
  • Good Conduct Certificate
  • Applicant must belong to the Low-income bracket group
  • Applicants must be a part of any credit societies and investment groups.
  • Working Sim & Mobile money accounts (at least 90 days old)

Hustlers Fund Online Registration 2023

You can apply for a loan under this program if you fulfil the eligibility conditions.

Registering for the Hustler fund is quite simple. You can complete the registration process in two ways.


Dial USSD Code

From your phone, Dial *254#

Choose the First Option

Enter 1 and click on “Send”

Choose the appropriate option.

On the next page, choose the appropriate option and click on the “Send” button

Details appear on the screen; choose the appropriate option.

Once again, choose the appropriate option and click on “Send”.

On the next screen, Choose “Mobile Money”

You will now see the Mobile money option on the screen, click 1 and send.

Provide Pin

On the next page, provide the PIN and click send.

You can Run the Hustler Fund USSD Code and make an application.

More Details Here > Access Hustler Fund from your Phone

Mobile App

This method applies to Safaricom users only. The operator has integrated the Hustler Fund mini App within the M-Pesa App.

To apply using App, Read this – Download Hustler Fund Mini App.

All people are advised to stay careful while downloading the hustler fund mobile application. Many fake apps are currently online.

If you are facing any issues with the registration process or have any other doubts, you may refer to the Hustler Fund Contacts.


Will loan defaulters (blacklisted people from mobile operators) be able to take advantage of this program?

President William Ruto has announced that he will remove all existing blacklisted and loan defaulters from the list of operators. After that, they will be eligible to apply for the Hustler Fund.

What will be the interest rate?

For first 14 days the interest rate is calculated as 8% per annum, after that It will be increase to 9.5%

What is the launch date of the programme?

The program was launched on 30th November 2022

Who are the beneficiaries of this program?

People of Kenya aging 18 or more with at least 3 months old sim with Safaricom, Airtel or Telkom can apply.

How much loan will be offered?

The fund will offer loans between Sh500 and Sh50,000

How will citizens be able to access the funds?

They can access via USSD Code or mobile application.
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